How to Start Saving Money Using Pharmacy Discount Cards

I just got a pharmacy discount card in the mail. How does it work?
—Karen S.

A lot of people get pharmacy discount cards in the mail. Sometimes people are not exactly sure how they work, if they really are free, or if every pharmacy will accept them.

To answer Karen’s question (and maybe yours), keep reading to learn more about how discount savings cards work. We’ve also included a couple of tips and tricks to help you get the most out of your America’s Pharmacy discount card.

1. What is a pharmacy discount card?

A pharmacy discount card is a free card that consumers can use to save on prescription medications. There are no enrollment fees, claim forms, or deductibles. Simply present your card at the pharmacy and start saving right away.

With America’s Pharmacy, consumers can save up to 80% at more than 62,000 pharmacies.

2. Can anyone use a pharmacy discount card?

Anyone in the United States can use our prescription discount card. The card is especially ideal for individuals who are uninsured or underinsured, but even those with insurance can save. America’s Pharmacy often beats insurance co-pays and can reduce the cost of prescriptions that insurance will not cover. 

You can also save on medications not covered by insurance, such as lifestyle, weight-loss, or erectile dysfunction drugs.

Unlike other programs, with the America’s Pharmacy program, there are:

• No fees for enrollment
• No registrations
• No carve-outs for pre-existing conditions
• No limitations
• No deductibles
• No exclusions

3. Is a pharmacy discount card better than an Rx coupon?

No. They are exactly the same, and they work the same way. Whether it’s a card, a printout, an app, or just some numbers on a screen, the pharmacist uses the same information: the member number, the group number, the RxBIN, and the PCN number. These numbers are all a pharmacist needs for you to get you your discount.

Pharmacists use these combinations of numbers all the time, so they will absolutely know how to use them, regardless of the medium.

4. How exactly do I get a discount with America's Pharmacy?

Search for your prescription using our online lookup tool. It allows you to compare prescription prices at pharmacies near you. Prices vary from pharmacy to pharmacy; sometimes by a lot. You owe it to yourself search for the best price in your neighborhood.

You can search our site anonymously, without commitment or registration. When you find the lowest price in your area, select your Rx coupon. When the coupon comes up on your phone, show it to your pharmacist. It’s that easy.

You can also use choose to use the America’s Pharmacy prescription discount card, which has the same information that the coupon provides.

5. Do I have to print the card?

You can if you like, but you can always just show your phone to your pharmacist. The pharmacist will know how to use your card.

You can also download our app. The app enables you to access the America’s Pharmacy website and savings all from the convenience of your phone.

6. How do I start using the prescription discount card or coupons?

The next time you get a prescription filled, just show your card, coupon, or app to your pharmacist. That is all there is to it. Your pharmacist will know how to use our program. It’s that easy to begin saving.

7. Do I get a better deal using a card than if I used my insurance?

You might. There are a few factors that go into determining the price of a drug, so it’s always worth asking about the discount coupon price. Just search our prices at your local drug stores, then compare them to what you are paying with your insurance.  

8. What about Medicaid?

If you have Medicaid, you should use it. Medicaid will have the best prices available. If Medicaid doesn’t have your prescription, however, using a prescription coupon or card can help you save.

9. I see ads about discount cards working for pets. Is that true?

It is true; these cards are great for pet medication if you’re filling the prescription at your pharmacy. A lot of pet medication is the same as human medication, but pet insurance rarely provides discounts on prescriptions.

As with people doctors, veterinarians often have preferred brands. But with America’s Pharmacy, pet owners no longer must pay for expensive prescription medications directly from their veterinarians.

Fortunately, you can use the America’s Pharmacy card to get discounts on your pets’ medication as well. You might be surprised by the savings.

10. Can I receive bulk discount cards for my organization?

Yes, you can! Whether it is for your small business, church, or another group, just send us an email and we will send you a shipment. We can ship any number of cards to satisfy your group’s needs.